VSME report

The VSME report your stakeholders expect

Meet banks’, customers’, and insurers’ ESG data requests with a structured, EU-backed report you can generate in minutes.

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A VSME report in Karomia: the Basic module's data points B1 to B11, filled from the company's own documents
400+
Sustainability leaders using Karomia
30+
Audits passed

VSME

A smarter way to share ESG data

Endorsed by the European Commission, VSME is now the official EU standard for SME sustainability reporting, and it protects you by law from having to report more than what’s required.

Expected. VSME is the EU’s simplified ESG framework for SMEs.
Opportunity. It gives you a head start in procurement, financing, and reputation, without the reporting burden of CSRD.
Read our VSME guide
A VSME report built with Karomia: the cover and the energy and greenhouse gas emissions page (B3), following the EU VSME standard

More stakeholders will want your ESG data

Banks

Required under EU rules to disclose ESG risks in loan books, including SME exposures.
An ESG questionnaire from a bank for a loan, answered from the VSME report

Customers

Companies with ambitious climate targets will need their suppliers onboard.
A supplier sustainability assessment from a customer, answered from the VSME report

Insurers

Solvency II requires long-term ESG risk modelling, and data from SMEs is part of the equation.
An ESG risk data request from an insurer, answered from the VSME report

β€œWe know that ESG data is becoming essential. That’s why we’re telling clients: start preparing now.”

Johan Thiers
General Manager Sustainability, KBC
Johan Thiers speaking at a KBC event

Our product

Simplify every step of VSME reporting

Start with what you have

Upload your documents and company info. Karomia fills your VSME report with accurate, contextual insights.

Documents uploaded to Karomia (an annual report, energy invoices, an HR policy) and the VSME data points filled from them, each with its source

Your report in minutes

No long prep or manual formatting. Your VSME report is generated in a fraction of the time.

Karomia generating a VSME report, next to the finished report, ready to share

Share what matters

Communicate with stakeholders with a structured, easy-to-understand report that builds trust and meets growing expectations.

The VSME report shared read-only with a bank, a customer and an insurer

Kube ESG

A VSME report for every company

Powered by Karomia, Febelfin & Isabel. We partner with all the major banks & public investors to make ESG reporting for SMEs even more accessible.

Trust. Turn your sustainability efforts into a clear, credible ESG report, recognized by banks, clients, and partners.
Efficient. Collect your data once, generate your report in minutes, and share it safely everywhere.
Explore Kube ESG
Kube ESG, powered by Karomia, Febelfin and Isabel: a VSME report shared with the company’s bank and customers

Life with Karomia

They haven’t looked back yet.

β€œI could’ve trained for weeks and still ended up with a pile of paper. With Karomia, we turned it into something usable. Now we can answer any data request β€” our only job is deciding what to upload.”

Read succes story
Steyaert-Heene
CEO

β€œInstead of spending weeks on desktop research, we processed our internal documents through Karomia’s platform and had a clear long list of IROs ready for prioritization in hours."

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La Lorraine Bakery Group
Sustainability Program Manager

β€œThe Karomia platform processed 89 documents in hours and highlighted the key IROs. It saved me weeks of manual work and made sure we were ready for the auditor.”

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Van Moer Logistics
ESG Engineer

"Karomia allowed us to support ESG managers in a transparent, efficient, and collaborative CSRD process, saving them valuable time."

Read succes story
Agio Advisory
Expert auditor

"Karomia’s AI was a game-changer. What took months to start, we finalized in just a weekend, with precision and confidence!"

Read succes story
Aluminium Duffel
Sustainability managers

"Karomia made the challenging task of our Double Materiality Assessment manageable and efficient, saving us time and resources while ensuring everything was done right."

Read succes story
beMatrix
ESG Specialist

Let's make ESG reporting easy

Discover it for yourself.

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Get your free VSME report